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Mar 20, 2026 · This means American Express will add a surcharge of 2 7% of each transaction after conversion to US dollars anytime you use the Blue Cash Preferred® Card from American Express outside of the United States The fee also applies to online purchases made through an internationally-based merchant Some American Express® Cards have no foreign transaction fees, while others may charge a fee as a percentage on purchases made outside the US To check if foreign transaction fees apply, review your Card Member Agreement, or visit the benefits page of your online account Feb 12, 2026 · The American Express foreign transaction fee is 0% to 2 7% of each transaction after conversion to US dollars, depending on the specific credit card A foreign transaction fee is a surcharge that some credit cards add to transactions processed outside of the United States Sep 18, 2025 · Foreign transaction fees, typically around 3%, are charged by many credit cards on purchases made outside the U S , covering currency conversion and transaction processing Dec 18, 2025 · Credit card issuers charge these fees to offset the fees they incur when processing payments However, these fees can be avoided American Express (a CardCritics™ partner) offers many cards with no foreign transaction fees, including several popular travel credit cards Jan 1, 2026 · Most Amex cards that charge foreign transaction fees apply a standard rate of 2 7% per transaction made in a foreign currency or processed outside the U S However, many of Amex’s premium travel-focused cards waive this fee entirely, making them great choices for international travelers Jun 7, 2022 · American Express cards can have a foreign transaction fee — it really depends on the card you choose As an example, the Amex Blue Cash foreign transaction fee is 2 7% on every purchase Nov 12, 2025 · This means American Express will add a surcharge of 2 7% of each transaction after conversion to US dollars anytime you use the Blue Cash Everyday® Card from American Express outside of the United States The fee also applies to online purchases made through an internationally-based merchant American Express charges a 2 7% currency conversion fee on all transactions made abroad, which can add up quickly This fee is significantly higher than other credit card companies Feb 28, 2025 · This guide looks at the cards American Express issues under its own brands and partnerships, with a focus on how to use your AmEx card internationally, including the fees you should consider
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